Charlotte NC Short Sales--Get Help from the North Carolina Commissioner of Banks
Are you trying to buy or sell a short sale property in Charlotte NC? Are you waiting... and waiting... and waiting for the lender to approve your short sale? If so, you are experiencing one of the most frustrating aspects of the short sale process: long waits and lack of communication from mortgage lenders after a buyer and seller have agreed on a purchase contract. If you are a short sale seller, your buyer may give up due to the long wait for an answer and you've lost the sale. If you are a buyer, you may lose your favorable loan interest rate or your short sale purchase may not be able to close in time to meet your moving timetable.
The Charlotte Regional Realtor Association recently released helpful information for buyers and sellers of Charlotte NC short sales. The North Carolina Commissioner of Banks (NCCOB) has an online-complaint form that may help frustrated buyers and sellers get a faster response from the banks. When a complaint is filed with the NCCOB, banks typically have three weeks to reply to the complaint. If "foreclosure" is checked under the "Complaint Type", the banks must respond within seven days. If your short sale or foreclosure situation is urgent, you can also call the NCCOB.
Copyright 2009. Carol Fox. Allen Tate Realtors. *Charlotte NC Short Sales--Get Help from the North Carolina Commissioner of Banks*
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